Abstract

The current article examines the financial performance of all public sector banks in India from 2010 to 2020. This research selected the following variables: the ratio of interest income to total assets, the ratio of net interest income to total assets (net interest margin), the ratio of non-interest income to total assets, the ratio of operational profits to total assets, and the ratio of non-performing assets to total assets. Additionally, return on Equity (ROE), Return on Investments, Capital Adequacy Ratio - Tier I and Tier II, and the ratio of net non-performing assets to net loans are used to assess bank financial performance. Secondary data is taken and analyzed using the ANOVA technique. The study also highlights year-wise financial performance differences among public banks during 2010 to 2020.