Arthamimansa – Research Journal

A Comparative Study of Public and Private Personal Accidental Insurance Sector in India

Arthamimansa
Research Journal
Publication Type Journal Article
Publication Year 2023
Author(s) Dr. Lalee Sharma , Dr. Dharminder Singh
Journal Name Arthamimansa Research Journal
Volume, Issue 15 , 2
Article Type Research Paper
Keywords: PAI, Personal Accidental Insurance, IRDA, Annual Growth Rate, General Insurance

Abstract

The paper provides a comparative analysis of public and private sector personal accidental insurance in India using secondary data. It examines growth, policies sold, premium collection and competition in the sector. The Mann-Whitney U-test is applied to establish differences in the growth of public and private sector insurance, with the study highlighting the increasing role and opportunities of private insurance companies.